National Family Caregivers Month – Stan’s Story
When he first began caring for his father, it took Stan over 200 hours just to sort through his financials. When Stan’s father ran out of money, as too many seniors do, Stan faced another mountain of paperwork and phone calls to find options for nursing homes covered by his father’s insurance.Read More
National Family Caregivers Month – Emmy’s Story
This November, National Family Caregivers Month, we will be sharing a series of stories, real experiences from real family caregivers. These experiences were collected and documented as a series of interviews conducted by HCG Secure and Arctos Foundation. Emmy was in her 40s when her father was diagnosed with brain cancer and she took on the role of part-time familyRead More
October is Long-Term Care Planning Month
This October, Long-Term Care Planning month, take a moment to reflect on your aging plan and to discuss your plans with those likely to assist you in the home or financially throughout retirement.Read More
Unique Risks Faced By Older Adults During Natural Disasters
Natural disasters, like Ian, do not impact all individuals and communities equally. Seniors consistently suffer unique challenges in these catastrophic events. During Hurricane Katrina in 2005, half of the deaths were among those age 75 and older. This stark disparity stems largely from difficulties managing chronic conditions during disasters, challenges in affording evacuation costs, and social isolation common among olderRead More
September is Life Insurance Awareness Month
Half of Americans have NO life insurance policy in place and this is in part due to misconceptions about cost and qualification requirements, as well as misunderstandings of policy options. Here, we outline the different varieties of life insurance and how these options can support a sense of security and financial stability throughout retirement and beyond.Read More
The Forgotten Middle – What Boomers Can Expect in 2029
Monica Stynchula, CEO and Founder of REUNIONCare reviews The University of Chicago National Opinion Research Center's 2019 study on middle income Americans and the unique challenges faced by this population.Read More
Service and Support Needs in the Insurance Industry
In a recent appearance on “That Annuity Show,” Tom Beauregard, Founder and CEO of HCG Secure highlights the need for surrounding support services in insurance products, specifically those products paying for extended care and retirement needs.Read More
Advancing Access and Reducing Stigma in Elder Care
Much conversation and focus within the long-term care and advance care planning arenas centers on averages. Statements such as, “the majority of Americans do not have a will” and “less than half of us will be able to afford aging in place”; while sometimes useful statistics, can be misleading. In exploring specific subgroups, preparation and access are further limitedRead More
The Importance of End of Life Documentation
Planning for our eventual sunset is important because it ensures that our wishes will be honored, even when we no longer have a voice. Further, it can provide significant peace of mind for ourselves and our loved ones. Putting our estate planning and end-of-life documentation in place can address our financial needs, but it can also address other important aspectsRead More
The Emergence of Caregiver Benefits
HCG Secure, a long-term care and home healthcare product designer, partnered with the Arctos Foundation and AtotheZ Marketing to survey 40-64-year olds in households making between $75,000-150,000 to measure their preparedness to both care for a family member and to financially plan for their own futures. Tom Beauregard, CEO of HCG Secure, discusses their findings and what can be doneRead More